SocialsMoney
End-to-end student journey
Socials Homes × Socials Money
From finding a home to feeling at home.
Follow one international student from a successful housing search in WhatsApp to a local money account, rent payment and everyday card.
00
01WhatsApp entry
02Move-in setup
03Money account
SocialsPrimary entry point
From search to move-in
Meet students where Socials already lives.
Socials delivers housing matches through WhatsApp. A simple check-in identifies the moment the search becomes a move.
9:41● ● ●
Socials Homes
online
TODAY
Socials HomesHi Alex 👋 Did one of your housing matches work out?09:41
SocialsStill in WhatsApp
Acknowledge the reply
Keep confirmation in the conversation.
Socials confirms the details Alex reports without pretending the external booking has been verified by a partner.
9:42● ● ●
Socials Homes
online
Socials HomesDid one of your housing matches work out?09:41
I found a home 🎉09:42 ✓✓
Socials HomesAmazing news, Alex! Is this move-in information right?
Amsterdam home
Move-in · 28 AugRent · €925/moStatus · confirmed by you
09:42
SocialsMoney
Still in WhatsApp
Right need, right moment
Introduce the value before changing channels.
The offer stays inside the trusted conversation. The web handoff happens only when Alex chooses to start.
9:43● ● ●
Socials Homes
online
Yes, that’s right09:42 ✓✓
Socials HomesYour home is sorted. Socials Money can help with what comes next.
Set up your move-in money
Receive euros from familyPay rent locallyUse a virtual debit card
09:43
SocialsMoney
Channel handoff
WhatsApp → secure web
Change channels when onboarding begins.
WhatsApp carries discovery and consent to start. Account eligibility, identity checks and financial activity continue in Socials’ protected web experience.
socials.homes/money
SocialsMoney
Continue your move-in setup
Your WhatsApp conversation is complete. Review the next steps before opening an account.
Amsterdam · 28 Aug€925 monthly rent · confirmed by you
Ready
SocialsMoney
Socials web · Step 02
02Move-in setup
One home.
Three money jobs.
The WhatsApp handoff lands on a focused setup page with Alex’s confirmed context and one clear next action.
Amsterdam homeMove-in 28 Aug · €925 monthly rent
Confirmed by Alex
01VerifyOpen the account
02FundReceive euros
03PayCover rent locally
SocialsMoney
Partner value
One journey. Three commercial moments.
Discovery becomes an active financial relationship around the student’s home and daily life.
€
Account and funding
The relationship starts when money arrives, not when the housing search ends.
↗
Rent and local transfers
Recurring, high-intent money movement anchors ongoing use.
V
Everyday card spend
Daily purchases extend engagement beyond move-in.
SocialsMoney
Made for international students
Land with a local money account.
Receive euros, pay rent and use a virtual Visa before local banking paperwork slows you down.
Socials
VISA
•••• 2468
Socials Money · Financial infrastructure by Fuse · Prototype
{{ onboardStepLabel }}
Where will you study and live?
Available to students in the Netherlands, Denmark, Sweden, Norway and Finland.
Your student details
We use these to personalize your account and verify your eligibility.
Your email becomes your simple AIR payment handle. You can change it later.
MoonPay and Iron use AIR to complete a reusable identity check. You’ll finish a quick verification on your phone, then return here.
What happens next
Continue on your phone
Keep this screen open while the secure identity check completes on your phone.
ID
Identity check
Ready to verify
Waiting for your phone
Identity check · Step 1 of 4
Scan your ID document
Use a valid passport or national ID and place it flat inside the frame.
All four corners should be visible
Identity check · Step 2 of 4
Read your passport chip
Where supported, hold your passport against the top of your phone to confirm it is genuine.
NFC reading
Identity check · Step 3 of 4
Liveness check
Center your face in the ring so the secure check can match you to your document.
Face centered · Good lighting
Identity check · Step 4 of 4
Compliance checks complete
The automatic identity checks are complete and ready to be saved to AIR.
Document authenticityPassed
Face match and livenessPassed
AML and sanctionsCleared
AIR will store the verified result as a reusable credential anchored on Moca Chain.
Upload your rental agreement
Socials uses this to confirm your student address. It stays with Socials and is not added to your reusable AIR credential.
Address found
Wibautstraat 131-D
1091 GL Amsterdam
Netherlands
Identity verified — account ready
Your AIR credential can be reused without re-uploading identity documents. Socials has separately confirmed your student address.
AIR credentialVerified
Rental agreementAccepted
AccountNL91 IRON 0394 8221 07
ReceivesEUR via SEPA · EURC
SocialsMoney
Wallet active
Total balance
{{ heroBal }}
{{ heroDelta }}
KYC complete — set up your virtual Visa
Your AIR credential will be reused.
Balances
{{ a.glyph }}
{{ a.name }}
{{ a.qty }}
{{ a.fiat }}
{{ a.chip }}
Recent activity
{{ t.title }}
{{ t.sub }}
{{ t.amtStr }}
{{ t.tokenStr }}
No activity yet
Fund your euro account to get started.
Earn
Put idle balance to work. Withdraw anytime.
Managed vaults
Stake assets
{{ v.glyph }}
{{ v.name }}
{{ v.posLabel }}
{{ v.apyStr }}
Card
{{ cd.typeLabel }}
{{ cd.name }}
Frozen Not activated
VISA
{{ cd.num }}
VALID
THRU
{{ cd.exp }}
A virtual Visa for daily spending
Spend from your EURC balance anywhere Visa works. Your completed AIR KYC is reused before the card is created.
Apple Wallet eligibility is checked after card activation.
Card balance
{{ cardBalanceStr }}
Available for
card purchases
This month
{{ spentStr }} of {{ limitStr }}
Spent
{{ spentStr }}
Monthly limit
{{ limitStr }}
KYC Verified
reused for this card
Verified
credential stored on your AIR Account
Card activity
{{ t.title }}
{{ t.sub }}
{{ t.amtStr }}
{{ t.tokenStr }}
No card purchases yet
Spend with your Socials Card and it shows up here.
More
Identity and wallet services by AIR
{{ sendTitle }}
Where is it going?
Pick a method first — we'll ask for the details next.
{{ sendMethodHint }}
{{ newRecipientTitle }}
{{ savedLabel }}
{{ r.initial }}
{{ r.name }}
{{ r.handleLabel }}
{{ sendEmptyTitle }}
{{ sendEmptySub }}
{{ recInitial }}
{{ recName }}
{{ recHandle }}
{{ sendAmtStr }}
{{ sendAmtSub }}
{{ sendAvail }}
{{ sendReviewEyebrow }}
{{ sendAmtStr }}
{{ rvTokenAmt }}
To{{ recName }} · {{ recHandle }}
Rail{{ rvRail }}
Fee{{ rvFee }}
Total debited{{ rvTotal }}
Arrives{{ rvArrive }}
Confirm with Face ID. This can't be undone once it leaves your account.
Convert
From{{ cFromBal }}
{{ cAmtBig }}
To{{ cToBal }}
{{ cOutStr }}
{{ cRate }} · No convert fee
Settled 1:1 in stablecoins (USDC ⇄ EURC)
You convert
{{ cAmtBig }}
{{ crSummary }}
You receive{{ crReceive }}
Rate{{ cRate }}
Rail{{ crRail }}
Fee$0.00
SettlesInstantly
Deposit crypto
Before you deposit
Your AIR address accepts one thing only. Getting this wrong means the funds can't be recovered.
Send EURC or USDC
Only on the Base network
No NFTs or other tokens — they'll be lost
Only EURC and USDC on Base are supported. Other tokens, chains and NFTs may be permanently lost.
Asset · USDC Network · Base
{{ recvHandle }}
EURC or USDC on Base · held as-is
Deposit address
{{ recvAddr }}
EURC or USDC on Base only. Other assets sent here can't be recovered.
Friends on AIR can just send to {{ recvHandle }} — no address needed.
{{ adName }}
{{ adGlyph }}
{{ adFiat }}
{{ adQty }}
Activity
{{ t.title }}
{{ t.sub }}
{{ t.amtStr }}
{{ t.tokenStr }}
No activity yet
Transactions in this asset will show up here.
{{ edName }}
{{ edApy }}
APY, variable · updated daily
Your position
{{ edPos }}
{{ edTag }}
{{ st.k }}{{ st.v }}
{{ edDesc }}
Deposit
Deposit to {{ depName }}
{{ depAmtStr }}
{{ depAvail }}
{{ depProj }}
Verify your account
Verify once with your AIR Account
Complete one identity check and AIR will issue a reusable KYC Verified credential to your account.
Log in with your AIR Account
Complete the identity check on your phone
Receive a reusable credential anchored on Moca Chain
You’ll return to Socials after verification. Your card can reuse the credential without repeating KYC.
Scan your ID
Passport, driver's licence or national ID.
Line your ID up inside the frame
Checking your documents
This usually takes a few seconds.
Activity
Transactions
{{ t.title }}
{{ t.sub }}
{{ t.amtStr }}
{{ t.tokenStr }}
Nothing matches
Try a different search or filter.
Promotions
No promotions yet
When partners run offers for AIR members, they land here.
Earn while you wait
Invite friends and you both get a bonus when they make their first deposit.
Refer & earn
Your invite handle
{{ refHandle }}
You each get $5 when a friend deposits $50 or more.
Earned
$20.00
Settled
2
Pending
1
Signed up
3
Bonus ladder
2 of 5 to next bonus
{{ l.label }}{{ l.reward }}
{{ f.initial }}
{{ f.name }}
{{ f.when }}
{{ f.chip }}
{{ f.amt }}
Profile & settings
{{ acctInitial }}
{{ acctName }}
{{ acctHandle }}
{{ verifiedLabel }}
Accounts
Connections
Settings
Apple Wallet
Browser prototype
Add this debit card to Apple Wallet
Confirm Visa Debit ending {{ appleWalletLast4 }} before continuing to the simulated iOS handoff.
VISA DEBITVISA
{{ appleWalletCardholder }}
•••• •••• •••• {{ appleWalletLast4 }}
Private by designThis demo hands off only the card identifier and last four digits. It never exposes payment credentials.
Add to Wallet
Add Card
Review the card details before adding this debit card to Apple Wallet.
VISA DEBITVISA
•••• {{ appleWalletLast4 }}
Cardholder{{ appleWalletCardholder }}
CardVisa Debit · {{ appleWalletLast4 }}
DeviceThis iPhone
IssuerAIR Card programme
Terms and ConditionsReview
By tapping Add, you agree to the issuer’s terms for using this card with Apple Pay.
Simulated iOS system screen. A real issuer app uses Apple’s protected provisioning interface.
Adding Card
Adding Visa Debit…
Setting up card ending {{ appleWalletLast4 }} for Apple Pay on this iPhone.
Card Added
✓
Ready for Apple Pay
Visa Debit ending {{ appleWalletLast4 }} is marked as added on this iPhone.
Demo complete — no payment card was actually provisioned.
Add to Wallet
!
Card Not Added
Visa Debit remains active. Try the secure handoff again or return later.
Apple Wallet
Apple Wallet isn’t available for this card
This card programme has not been confirmed for Apple Wallet provisioning. The Visa Debit remains available for online purchases.
Apple Wallet
❄
Unfreeze the card first
A frozen card can’t begin a new provisioning attempt.
Guided action{{ journeyCoachIndex }}
{{ journeyCoachTitle }}
{{ journeyCoachBody }}
{{ journeyCoachHint }} →
{{ sTitle }}
{{ sAmt }}
{{ sSub }}
{{ addPageTitle }}
Choose a funding method
Only supported funding methods are shown.
Top up your card
Move money from your account balance to your Socials Card.
From account balance
{{ accountBalanceStr }}
To Virtual Visa
•••• 2468
{{ addAmtStr }}
No fee · available on the card immediately
{{ cardTopupError }}
Withdraw from your card
Move money from your Socials Card back to your account balance.
From card balance
{{ cardBalanceStr }}
To account
balance
{{ addAmtStr }}
No fee · available for transfers immediately
{{ cardWithdrawError }}
Top up with a card
Securely processed by MoonPay.
VISA
Visa ending 4242
EUR billing card
Ready
AIR markup€0.00
Provider feeShown before confirmation
MoonPay accepts Apple Pay and Google Pay where available.
MoonPay · Visa •4242
{{ addAmtStr }}
EUR charged · EURC credited 1:1 before provider fees
Your personal euro account
Iron · SEPA rail
Link a new bank
Log in securely through our banking partner. We never see your credentials.
Connecting to {{ linkingName }}
Securely verifying your account…
Receive EUR by bank transfer
Use this personal IBAN from any bank that supports SEPA. The EUR arrives as EURC.
{{ dr.k }}
{{ dr.v }}
Send from an account in your name. Iron usually credits SEPA deposits within 1 business day.
From {{ addBank }}
{{ addAmtStr }}
Arrives instantly in this demo
Choose asset
{{ tdAmt }}
{{ tdTitle }}
Completed
{{ r.k }}{{ r.v }}
Accounts
Monthly spending limit
Card purchases decline once you reach it. Change anytime.
{{ limDraftStr }}
per month
Verification found
Socials Card checked your identity with AIR Kit. Your credential is valid, so there is nothing new to verify.
Socials Card will receive
Identity verified
Document, liveness and NFC · verified
You are over 18
Selective disclosure · birth date stays private
Compliance cleared
AML and sanctions screened at issuance
Your full name
{{ acctName }}
Creating your card
Generating a fresh card number…
Log out?
This resets the demo to its starting state.
Point at a QR code
Confirm with Face ID
{{ toastMsg }}
SocialsMoney
Core member
Total balance
{{ heroBal }}
{{ heroDelta }} this week
KYC complete — set up your virtual Visa
Your AIR credential will be reused.
Balances
{{ a.glyph }}
{{ a.name }}
{{ a.qty }}
{{ a.fiat }}
{{ a.chip }}
Recent activity
{{ t.title }}
{{ t.sub }}
{{ t.amtStr }}
{{ t.tokenStr }}
No activity yet
Fund your euro account to get started.
Earn
Put idle balance to work. Withdraw anytime.
Managed vaults
Stake assets
Cards
{{ cd.typeLabel }}
{{ cd.name }}
Frozen Not activated
VISA
{{ cd.num }}
VALID
THRU
{{ cd.exp }}
Create your virtual Visa
Your AIR KYC is already complete. Reuse the verified credential to finish card onboarding without another identity check.
KYC Verified · credential stored on your AIR Account
Card balance
{{ cardBalanceStr }}
Available for card purchases
This month
{{ spentStr }} of {{ limitStr }}
Spent
{{ spentStr }}
Monthly limit
{{ limitStr }}
KYC Verified
reused for this card
Verified
credential stored on your AIR Account
Card activity
{{ t.title }}
{{ t.sub }}
{{ t.amtStr }}
No card purchases yet
Spend with your Socials Card and it shows up here.
Transactions
Transaction
Rail
When
Amount
{{ t.title }}
{{ t.tokenStr }}
{{ t.rail }}
{{ t.when }}
{{ t.amtStr }}
Nothing matches
Try a different search or filter.
Promotions
No promotions yet
When partners run offers for AIR members, they land here.
Earn while you wait
Invite friends and you both get a bonus when they make their first deposit.
Refer & earn
Your invite handle
{{ refHandle }}
You each get $5 when a friend deposits $50 or more.
{{ st.k }} i
{{ st.v }}
Bonus ladder
2 of 5 to next bonus
{{ l.label }}{{ l.reward }}
Referral activity
{{ f.initial }}
{{ f.name }}
{{ f.when }}
{{ f.amt }}
{{ f.chip }}
Profile & settings
{{ acctInitial }}
{{ acctName }}
{{ acctHandle }}
{{ verifiedLabel }}
Accounts
Connections
Settings
{{ sendTitle }}
Where is it going?
Pick a method first — we'll ask for the details next.
{{ sendMethodHint }}
{{ newRecipientTitle }}
{{ savedLabel }}
{{ r.initial }}
{{ r.name }}
{{ r.handleLabel }}
{{ sendEmptyTitle }}
{{ sendEmptySub }}
{{ recInitial }}
{{ recName }}
{{ recHandle }}
$
{{ sendAmtSub }}
{{ sendAvail }} · Press Enter to review
{{ sendReviewEyebrow }}
{{ sendAmtStr }}
{{ rvTokenAmt }}
To{{ recName }} · {{ recHandle }}
Rail{{ rvRail }}
Fee{{ rvFee }}
Total debited{{ rvTotal }}
Arrives{{ rvArrive }}
You'll confirm in the next step. This can't be undone once it leaves your account.
Convert
From{{ cFromBal }}
$
To{{ cToBal }}
{{ cOutStr }}
{{ cRate }} · No convert fee
Settled 1:1 in stablecoins (USDC ⇄ EURC)
You convert
{{ cAmtBig }}
{{ crSummary }}
You receive{{ crReceive }}
Rate{{ cRate }}
Rail{{ crRail }}
Fee$0.00
SettlesInstantly
Deposit crypto
Before you deposit
Your AIR address accepts one thing only. Getting this wrong means the funds can't be recovered.
Send only USDC
Only on the Base network
No NFTs or other tokens — they'll be lost
Deposits of anything other than USDC on Base — including NFTs — are unsupported and permanently lost.
Asset · USDC Network · Base
{{ recvHandle }}
USDC on Base · sent to your AIR account
Deposit address
{{ recvAddr }}
Friends on AIR can just send to {{ recvHandle }} — no address needed.
{{ adName }}
{{ adGlyph }}
{{ adFiat }}
{{ adQty }}
Activity
{{ t.title }}
{{ t.sub }}
{{ t.amtStr }}
{{ t.tokenStr }}
No activity yet
Transactions in this asset will show up here.
{{ edName }}
{{ edApy }}
APY, variable · updated daily
Your position
{{ edPos }}
{{ edTag }}
{{ st.k }}{{ st.v }}
{{ edDesc }}
Deposit
Deposit to {{ depName }}
$
{{ depAvail }}
{{ depProj }}
Verify your account
Verify once with your AIR Account
Complete one identity check and AIR will issue a reusable KYC Verified credential to your account.
Log in with your AIR Account
Complete the identity check on your phone
Receive a reusable credential anchored on Moca Chain
You’ll return to Socials after verification. Your card can reuse the credential without repeating KYC.
Continue on your phone
ID scans need your phone's camera. Scan this code with your phone to pick up right where you left off.
Scan with your phone camera
Checking your documents
This usually takes a few seconds.
Cashback
Earn 2% back on every Socials Card purchase. Cashback lands weekly as USD Cash.
{{ cashbackStr }}
earned this month
Invite friends
You each get $5 when a friend deposits $50 or more.
How is the new desktop app?
Two minutes of feedback helps us shape it.
Add money
Choose a funding method
Choose where it's coming from.
From a bank
Linked accounts
Link a new bank
Log in securely through our banking partner. We never see your credentials.
Connecting to {{ linkingName }}
Securely verifying your account…
Receive EUR by bank transfer
Use this personal IBAN from any bank that supports SEPA. The EUR arrives as EURC.
{{ dr.k }}
{{ dr.v }}
Send from an account in your name. Iron usually credits SEPA deposits within 1 business day.
From {{ addBank }}
$
Arrives instantly in this demo · Press Enter to confirm
Choose asset
{{ tdAmt }}
{{ tdTitle }}
Completed
{{ r.k }}{{ r.v }}
Accounts
Monthly spending limit
Card purchases decline once you reach it. Change anytime.
$
per month
Verification found
Socials Card checked your identity with AIR Kit. Your credential is valid, so there is nothing new to verify.
Socials Card will receive
Identity verified
Document, liveness and NFC · verified
You are over 18
Selective disclosure · birth date stays private
Compliance cleared
AML and sanctions screened at issuance
Your full name
{{ acctName }}
Creating your card
Generating a fresh card number…
Log out?
This resets the demo to its starting state.
Apple Wallet
Browser prototype
Add this debit card to Apple Wallet
Confirm Visa Debit ending {{ appleWalletLast4 }} before continuing to the simulated iOS handoff.
VISA DEBITVISA
{{ appleWalletCardholder }}
•••• •••• •••• {{ appleWalletLast4 }}
Private by designOnly the card identifier and last four digits enter this browser flow.
Add to Wallet
Add Card
Review the card details before adding this debit card to Apple Wallet.
VISA DEBITVISA
•••• {{ appleWalletLast4 }}
Cardholder{{ appleWalletCardholder }}
CardVisa Debit · {{ appleWalletLast4 }}
DeviceThis iPhone
IssuerAIR Card programme
Terms and ConditionsReview
By tapping Add, you agree to the issuer’s terms for using this card with Apple Pay.
Simulated iOS system screen. A real issuer app uses Apple’s protected provisioning interface.
Adding Card
Adding Visa Debit…
Setting up card ending {{ appleWalletLast4 }} for Apple Pay on this iPhone.
Card Added
✓
Ready for Apple Pay
Visa Debit ending {{ appleWalletLast4 }} is marked as added on this iPhone.
Demo complete — no payment card was actually provisioned.
Add to Wallet
!
Card Not Added
Visa Debit remains active. Try the secure handoff again or return later.
Apple Wallet
Apple Wallet isn’t available for this card
This card programme has not been confirmed for provisioning.
Apple Wallet
❄
Unfreeze the card first
A frozen card can’t begin a new provisioning attempt.
{{ sTitle }}
{{ sAmt }}
{{ sSub }}
Confirming your send
Approving securely with your AIR passkey…
Scan with your phone
Point your phone at the recipient's QR code — it links to this session.
{{ toastMsg }}